Category Archive : Polity

The Banking Regulation(Amendmant) Ordinance 2020|Pdf

The Banking Regulation  ( amendment) Ordinance 2020 ,Promulgated By Honorable President Ram Nath Kovind.The ordinance is to amend The Banking Regulation Act, 1949.

Key Points

  • The Banking Regulation (Amendment) Bill ,2020 Has Been introduced in the House of the people on the 3rd march, 2020.
  • Comes under Legislative Department
  • The president promulgate the following Ordinance Under the power conferred by clause 1 of article 123 of the Constitution.

Why it Has Been Done?

  • Amendment of section 3 of The Banking Regulations,1949 to ensure better management & Sound regulation of Cooperative banks
  • Facilitates  making of reconstruction/amalgamation Scheme in the interest of public/depositors/banking/proper banking company management.
  • Ensure the safety of depositors across banks.

Effects of Ordinance

  • Will Protect the interests of depositors and strengthen cooperative banks by improving governance and oversight by extending powers already available with RBI in respect of other banks to co-operative Banks as well for sound blanking regulation,and be ensuring professionalism and enabling  their access to capital.
  • Ordinance also amends Section 45 of the banking regulation act, to enable making of a scheme of reconstruction or amalgamation of a banking company for protecting the interest of the public ,depositors and the banking company system and for securing its proper management , even without making an order of moratorium, so as to avoid disruption of the financial system.
    1.In the marginal heading , For the word “reconstitution” , the word ” reconstruction shall be substituted.
    2.In the sub-section 3 , After the words ” other creditors” the words “or grant any loans or advances or makes investments  in any credit instruments” shall be inserted.
    3.In sub-section 4, after the words “During the period of moratorium “, the words ” or at any other tiome” shall be inserted.
  • Ordinance also amends Section 56.


Power to exempt Ordinance In certain case

  • The Ordinance do not effect existing power of state registrars of co-operative societies under state co-operative laws.
  • The amendments do not apply to primary Agricultural Credit Societies(PACS) or Co- operative societies whose primary object and principal business is long-term finance for Agricultural development and which do not  use the word “bank” or “banker”or “banking” and do not  act as drawees of cheques.

SOURCE:- E Gazette of india


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Garib Kalyan Rojgar Abhiyaan

Garib Kalyan Rojgar Abhiyaan will empower and provide livelihood opportunities to the returnee migrant workers and rural citizens who have returned to their home states due to the Covid-19 induced lockdown.

12 different Ministries/Departments will be coordinating for the implementation of the scheme.

This campaign will work in mission mode for 125 days with an outlay of Rs. 50,000 crore.

It will involve intensified and focused implementation of 25 different types of works to provide employment to the migrant workers and create infrastructure in the rural regions of the country.

The workers will help build gram panchayat bhawans and anganwadi centres, national highway works, railway works and water conservation projects, among others across six states.


A total of 116 districts across 6 states, namely Bihar, Uttar Pradesh, Madhya Pradesh, Rajasthan, Jharkhand and Odisha have been chosen for the campaign.

The villages will join this programme through the Common Service Centres (CSCs) and Krishi Vigyan Kendras (KVKs) maintaining the norms of social distancing in the wake of the pandemic.

The chosen districts include 27 Aspirational Districts. Aspirational Districts are those districts in India which are affected by poor socio-economic indicators.

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Statewise Scheduled Tribes List

Arunachal Pradesh Singpho, Dafla, Momba, Abor, Sherdkpen, Galong, Apatanis

Andhra pradesh Andh And Sadhu Andh,Bhil, Bhaghata, Dhulia,rona, Kolam, Gond, Thoti, Goundu, Kammara, Savaras, Dabba Yerukula, Sugalis, Nakkala, Pardhan, Gadabas, Chenchus A.k.a Chenchawar, Kattunayakan, Jatapus, Manna Dhora

Assam Khasis, Chakma, Dimasa, Gangte, Garos, Hajong, Chutiya

Bihar Gond, Birjia, Asur, Savar, Parhaiya, Chero, Birhor, Santhals, Baiga

Chhattisgarh Nagasia, Biar, Khond, Agariya, Bhattra, Mawasi, Bhaina,

Goa Varli, Dubia, Siddi, Dhodia, Naikda

Patelia, Bhil, Dhodia, Bamcha, Barda, Paradhi, Charan, Gamta

Himachal Pradesh
Swangal, Gujjars, Lahaulas, Khas, Pangwala, Lamba, Gaddis by Aso ebooks team

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Jammu and Kashmir Balti, Garra, Sippi, Bakarwal, Mon, Gaddi, Purigpa, Beda

Jharkhand Gonds, Birhors, Savar, Mundas, Santhals, Khaira, Bhumji by Aso ebooks team

Karnataka Gond, Patelia, Barda, Yerava, Bhil, Koraga, Adiyan, Iruliga,

Malai, Aarayan, Arandan, Uralis, Kurumbas, Arandan, Eranvallan

Madhya Pradesh
Kharia, Bhils, Murias, Birhors, Baigas, Katkari, Kol, Bharia, Khond, Gonds, by Aso ebooks

Warlis, Khond, Bhaina, Katkari, Bhunjia, Rathawa,

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The Constitution of India provides for a parliamentary form of government, both at the Centre and in the states.

 Articles 74 and 75 deal with the parliamentary system at the Centre and Articles 163 and 164 in the states.

 Modern democratic governments are classified into parliamentary and presidential on the basis of nature of relations between the executive and the legislative organs of the government.

 The parliamentary system of government is the one in which the executive is responsible to the legislature for its policies and acts.

 The presidential system of government, on the other hand, is one in which the executive is not responsible to the legislature for its policies and acts, and is constitutionally independent of the legislature in respect of its term of office.

 The parliamentary government is also known as cabinet government or responsible government or Westminster model of government and is prevalent in Britain, Japan, Canada, India among others.

 The presidential government, on the other hand, is also known as non-responsible or non-parliamentary or fixed executive system of government and is prevalent in USA, Brazil, Russia, Sri Lanka among others.

Cardinal Principles of Parliamentary Democracy:-

  1. Head of state is not the real executive. For all practical purpose Prime Minister is the real executive who is the head of the government.
  2. He along with his Council of Ministers is accountable to the Lower House of the Parliament.
  3. Council of Ministers is drawn from legislature itself. It is not an outside body.

Formation of Council of Ministers

 Council of Ministers is formed as soon as Prime Minister is sworn in.

 PM alone can constitute Council of Ministers

Categories of Ministers

 Constitution does not categorize members of the Council of Ministers.

 It is done by the Prime Minister following the British conventions.

 there are three categories of ministers in India. But it is the prerogative of PM to decide how many categories to be included.

These three categories of ministers are as follows:-

Cabinet Ministers

They are senior rank ministers if allotted a portfolio. They always head a ministry.

They constitute the cabinet and enjoy the right to attend cabinet meeting.

They are assisted by Minister of State or Deputy in discharging official functions.

Minister of States
They are second rank ministers. They are normally not given independent charge.

They assist Cabinet Ministers.

PM in his discretion can give independent change to Minister of States. He does not enjoy right to attend cabinet meeting. But he can be invited to attend cabinet meetings.

Deputy Ministers

They are junior in rank. They are never given independent charges.

They cannot be invited to participate in the cabinet meeting.

Parliamentary Secretaries –

They are not member of CoM. They are appointed by PM.

Basically; they are Member of Parliament and from the ruling party. They are appointed to assist the ministry in discharging functions in the Parliament

They take oath of office and secrecy conducted by PM.
Strength of Council of Ministers
91st Amendment Act 2003 amended Art. 75 and inserted Art 75 (1A) which provides that “strength of Union CoM shall not exceed 15% of the total strength of the Lok Sabha.

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Council of Ministers

(1) It is a composite body because it contains Cabinet Ministers, Minister of State and Deputy.

(2) It is a large body and rarely meets as a composite body.


(1) It includes only Cabinet Ministers.
(2) It is a body within Council of Ministers.
(3) It meets regularly and deliberates & takes policy decision including proposed legislation.
(4) It is the highest decision making body of the country that runs administration.
(5) Decisions of cabinet automatically become that of Council of Ministers.
(6) Prime Minister, Finance Minister, Home Minister and Defence Minister always remain part of the cabinet